Delaware General Assembly

Out of Committee 3/19/24

Legislation has been voted out of Committee; now placed on the Ready List

1/4/24

Sokola

Reps. Baumbach, Dorsey Walker

Sen. Gay, Hansen, Hocker, Hoffner, Huxtable, Mantzavinos, Pettyjohn, Pinkney, Poore, Sturgeon, Walsh, Wilson
Reps. Carson, Griffith, Heffernan, K. Johnson, Lambert, Morrison, Osienski, Parker Selby, Michael Smith, K. Williams, Wilson-Anton

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO PROPERTY INSURANCE CONTRACTS.

This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners’ policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period.

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Takes effect upon being signed into law

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