Senate Bill 231
151st General Assembly (Present)
House Economic Development/Banking/Insurance & Commerce 4/6/22
Committee Hearing takes place within twelve legislative days.
AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO USE OF GENDER OR SEX AS A RATING FACTOR IN PERSONAL AUTOMOBILE INSURANCE POLICIES.
This bill prohibits the use of gender, gender identity, or sex as a rating factor in personal automobile insurance policies. The Gender Disparities in Auto Insurance Pricing Report issued by the Delaware Department of Insurance and Consumer Federation of America shows that many insured Delaware women are charged more than men even when all other factors, including drivers’ history, are the same. Six states have similar existing laws: California, Hawaii, Massachusetts, Michigan, North Carolina, and Pennsylvania.
Takes effect upon being signed into law